CCE Statewide Site Cornell Cooperative Extension Orange County Home Page

Gleaning page Family & Consumer Sciences Home Page Family and Parenting Nutrition & Health Home & Personal Finance Agriculture Home Page Home Gardening Dairy Greenhouse Vegetable Crops Sod & Turf Fruit Crops Equine Livestock Integrated Pest Management - IPM 4-H Clubs for ages 8-19 4-H Cloverbuds for ages 5-7 Teen Action Group (TAG) Youth Development Clover Leaves 4-H Newsletter 4-H Forms to Download 4-H Bulletin Board CCE Orange County Staff & Board Members CCE Orange Mission and Strategic Initiatives Gleaning and Food Security Family & Consumer Sciences Home Page Family and Parenting Nutrition & Health Home & Personal Finance Agriculture Home Page Home Gardening Dairy Greenhouse Vegetable Crops Sod & Turf Fruit Crops Equine Livestock Integrated Pest Management - IPM 4-H Clubs for ages 8-19 4-H Cloverbuds for ages 5-7 Teen Action Group (TAG) Youth Development Clover Leaves 4-H Newsletter 4-H Forms to Download 4-H Bulletin Board CCE Orange County Staff & Board Members CCE Orange Mission and Strategic Initiatives

Items of interest:

Personal Financial Management instructional course for debtor education.
This 3 hour, classroom-based course meets the legal requirement for personal finance education for anyone who has filed Chapter 7 or Chapter 13 bankruptcy in the state of New York . Participants who complete this training program and the required course evaluation form, will receive a certificate that documents you have satisfied the personal education requirement of the Chapter 7 or Chapter 13 bankruptcy filing process. For more information call Stefanie Hubert @ 845-344-1234.

Your Money Newsletter -- featuring a four-part series: Money as Family Resource.

Housing and Home Environment

You want to buy a house – a place of your own. You’re probably excited and a bit nervous at the prospect, especially if you are a first-time homebuyer. Our goal is to take the confusion and uncertainty out of the home-buying process.

• First-Time Home Buyers Education Program
• Indoor Air Quality
• Water Quality

Financial Management

The need for financial and credit education has become a critical economic and social problem for consumers in Orange County. Many consumers are increasing their use of credit and decreasing their savings to survive financially. Bankruptcies in the Mid-Hudson are running at a near record level despite a decline in joblessness. Employers are recognizing that financial wellness is totally related to important factors of productivity.

• Family Budget Education Program
• Basic Financial Planning "More From Your Money"
• Planning for Retirement
• Consumer Rights and Responsibilities
• Personal Money Power workshops
• Youth and Money Management
• New York State Saves: Build Wealth, Not Debt. Visit the America Saves web site www.americasaves.org to get started, or call Cornell Cooperative Extension Orange County at 344-1234.

Cornell University Cooperative Extension provides equal program and employment opportunities. Please contact our office if you have any special needs.

September 14, 2009