Budgeting and Credit/Debt Management

Empower New York
Empower NY has partnered with Cornell Cooperative Extension to provide workshops for households. The benefits for your household are many!

Credit/Debt Management Workshop
Cornell Coooperative Extension of Ontario County announces Credit/Debt Management, a two-hour workshop that explores credit and debt management issues. The program is designed to help participants develop an understanding of the world of credit and debt and how it impacts their lives and how they can manage it successfully. The workshop will cover: 1) the various types of credit available to consumers; 2) the cost of various credit options; 3) debt management strategies; 4) credit reports and how to improve personal credit; and 5) strategies to establish or rebuild credit.

Workshops:
Monday, February 4, 2009, 6:00 - 8:00 pm, Phelps-Clifton Springs (Midlakes) Central School District in the high school, 1554 Rte. 488, Clifton Springs, NY.

Save Dollars, Save Energy
This workshop is designed to hlep people reduce their energy bills through low cost or no cost energy conservation methods. You can decide which ideas will work for you and how much you can save. You will receive an assortment of energy saving items. Refreshments will be served.

Workshops:
Thursday, December 4, 2008, 7:00 pm to 9:00 pm, Cornell Cooperative Extension, 480 North Main Street, Canandaigua
Tuesday, January 13, 2009, 7:00 pm to 9:00 pm, Cornell Cooperative Extension, 480 North Main Street, Canandaigua
Thursday, January 22, 2009, 9:00 am to 11:00 am, Cornell Cooperative Extension, 480 North Main Street, Canandaigua

Making Ends Meet
This workshop is designed to help people of all ages set financial goals; develop a spending plan and get the most for their money.

Workshops:
Wednesday, January 28, 2009, 6:00 pm to 8:00 pm, Phelps-Clifton Springs (Midlakes) Central School District in the high school, 1554 Rte. 488, Clifton Springs, NY

All workshops are fun, free, and open to the public. Bring a friend.

Please register ahead so we can have enough materials ready for you! Call our office today at 585-394-3977 Ext. 409 or 425 to sign up for the date and time that works best for you or to answer any questions.